Tool 03 · Cost

Contractor Overhead Recovery Calculator

Spread the annual cost of keeping the business open across productive hours, revenue, and direct job cost without mixing the denominators.

  • Math shown
  • Local calculation
  • No signup
DecisionHow much overhead must each productive hour or job-cost dollar recover?

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Your result

Overhead per productive hour$20.00
Overhead as % of revenue
20%
Overhead per direct-cost dollar
30%
Monthly overhead
$10,000.00

Planning estimate based only on the values above. Inputs remain in this browser and are not submitted.

Method

How the calculation works

  1. Overhead/hour = annual overhead ÷ productive field hours
  2. Revenue overhead rate = annual overhead ÷ annual revenue
  3. Direct-cost recovery rate = annual overhead ÷ annual direct job cost

Worked example

$120,000 of overhead across 6,000 productive hours is $20/hour. It is also 20% of $600,000 revenue or 30% of $400,000 direct cost—different rates for the same dollars.

Read the full methodology

Know the boundary

What this estimate does not decide

  • Choose one recovery basis consistently; these percentages are not interchangeable.
  • Classification should follow the company's accounting policy and job-costing system.

Questions

Overhead recovery FAQ

Is overhead the same as profit?

No. Overhead is a business cost. Profit is what remains after the relevant costs are recovered.

Which overhead rate should I use?

Use the denominator that matches how your company estimates and tracks work, then apply it consistently.